Let's start with you.

A few plain questions — no account, no judgment. This takes about two minutes.

ZIP code

People in your household

Your age

Are you working right now?

Your money coming in.

Roughly what lands in your pocket — after taxes.

Monthly take-home pay

Do you rent or own?

Monthly housing payment (rent or mortgage)

About how much do you have in savings?

Ballpark is fine — we're looking for opportunities, not exact numbers.

Credit card balance

Card interest rate (if you know it)

Car payment (monthly, if you have one)

Student loans?

Health insurance?

Tap anything that fits. This helps us put the right things first.

I need more money

I have too much debt

I'm behind on bills

Worried about housing

I need a better job

I need food help

I need healthcare

Someone to talk to

I need legal help

I want to save

I want to invest

I'm OK — help me do better

Want us to save your plan & check the $200 guarantee? (optional — your Better Tools email)

Educational tools, not financial, legal, or investment advice. We never sell your information.