Help Near You
Real programs, in plain English. Tell us your ZIP and pick what you need — we'll show you what it is, who can get it, and exactly what to do.
💳 Debt & Credit
Vetted national programs. Call or visit to check what's available locally.
NFCC Nonprofit Credit Counseling
What is it?
Free/low-cost help from a nonprofit credit counselor.
Who can get it?
Anyone with debt or budget stress.
How it helps?
Builds a payoff plan and may lower your interest.
CFPB — Deal With Debt
What is it?
Official government guides on debt and your rights.
Who can get it?
Anyone dealing with debt or collectors.
How it helps?
Explains your options and how to push back on collectors.
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Better Tools links you to real, independent programs — we don't run them and can't guarantee eligibility. If you're in immediate danger, call 911. Educational tool, not legal or financial advice.